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1 Journal of Risk and Insurance
док.страх., амер. Журнал о рисках и страховании* (издание Американской ассоциации по риску и страхованию, в котором публикуются материалы по исследованиям в области управления рисками, страхования и смежных областях)See:Англо-русский экономический словарь > Journal of Risk and Insurance
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2 American Risk and Insurance Association
орг.сокр. ARIA страх., амер. Американская ассоциация по рискам [риску\] и страхованию* (профессиональная ассоциация, объединяющая педагогов и других лиц, заинтересованных в дальнейшем профессиональном образовании и проведении исследований в области страхования и управления рисками; основана в 1932 г.)See:Англо-русский экономический словарь > American Risk and Insurance Association
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3 subjective class
соц. субъективный класс (социальный класс, к которому человек мысленно относит себя)Ant: -
4 social
adj.social.* * *► adjetivo1 social* * *adj.* * *1. ADJ1) (=de la sociedad) social2) (Com, Econ) company antes de s, company'sacuerdo social, pacto social — wages agreement
paz social — industrial harmony, agreement between employers and unions
2.pl socialesSMPL (Escol) * social studies* * *1)a) <problemas/clase/lucha> sociallas reivindicaciones sociales de los trabajadores — the workers' demands for improvements in social conditions
b) <reunión/compromiso> social2) (Fin) company (before n)* * *= social, societal, socialising [socializing, -USA], socialised [socialized, -USA], gregarious.Ex. She has been a vital and energetic voice in the movement to increase the sensitivity and responsibility of libraries to social issues, as well as a first-rate cataloger.Ex. A major concern of the journal will be the business, economic, legal, societal and technological relationships between information technology and information resource management.Ex. Thus teachers especially, because they have a captive audience, find themselves along with parents and a child's peers, one of a triumvirate of main socializing agents in a child's life.Ex. The client is rational and socialized and to a large extent determines self-destiny.Ex. The most popular activities are either those involving little physical effort (eg, listening to records), looking after the house & garden, or gregarious activities like going out for a drink.----* acontecimiento social = community event, social.* actividad social = social activity.* acto social = networking event.* adaptación social = social adjustment.* agitación social = social upheaval.* aislamiento social = social isolation.* ansiedad social = social anxiety.* aprovechada de la asistencia social = welfare queen.* armonía social = social harmony.* asistencia social = social relief, welfare.* asistencia social para los mayores = elderly care, elder care [eldercare].* asistente social de barrio = community worker.* ayuda social = welfare benefits.* bienestar social = social welfare, welfare.* cambio social = social change, societal change.* capa social más distinguida, la = crust, the.* capital social = social capital.* causa social = social cause.* centro de asistencia social = welfare facility.* centro social = community centre, community hall.* centro social para veteranos de guerra = Veterans' centre.* ciencias sociales = social sciences, soft sciences, the.* club social = civic club.* cohesión social = social cohesion.* comentario social = social commentary.* complejo recreativo y social = leisure centre.* comportamiento social = social graces.* compromiso social = social engagement.* concertación social = social harmony.* conciencia social = social consciousness.* condiciones sociales = walks (of/in) life.* condición social = station in life.* conflictividad social = social unrest.* conflicto social = social conflict.* contrato social = social contract.* con una orientación social = socially-oriented.* convención social = social convention.* crítica social = social commentary.* cuestión social = social issue, societal issue.* cultura social = social culture.* debate social = public discourse.* derechos sociales = social rights.* descontento social = civil unrest, social unrest.* de una clase social superior = above + Posesivo + class.* diferencia social = social gap.* dimensión social = social dimension.* distancia social = social distance.* encuentro social = networking event.* enfermedad social = social disease.* entramado social, el = social web, the.* entre grupos sociales = intergroup.* equiparación social = social levelling.* escoria social de raza blanca = white trash.* espacio social = social space.* estatus social = class standing.* estratificación social = social stratification.* etiquetado social = social tagging.* evento social = social.* exclusión social = social exclusion.* fobia social = social anxiety.* grupo social = community group, social group.* hacer vida social = socialise [socialize, -USA].* inadaptación social = social maladjustment.* inadaptado social = social misfit.* incompetente social = geek, nerd, nerdy [nerdier -comp., nerdiest -sup.], geeky [geekier -comp., geekiest -sup.].* incorporación social = social inclusion.* Indice de Citas de las Ciencias Sociales (SSCI) = Social Sciences Citation Index (SSCI).* inepto social = nerdy [nerdier -comp., nerdiest -sup.], nerd, geek, geeky [geekier -comp., geekiest -sup.].* influencia social = social influence.* injusticia social = social injustice.* inserción social = social insertion.* interacción social = social interaction.* malestar social = civil unrest, social malaise, social unrest.* marginación social = social exclusion.* marginado social = social outcast.* mediación social = social mediation.* medios de comunicación social = mass media.* mejora social = social improvement.* memoria social = social memory.* nivelación social = social levelling.* política social = social policy.* posición social = social standing.* práctica social = meme.* presión social = social pressure.* prestación social sustitut = community service.* profesión de vocación social = caring profession.* programa social = social program(me).* progreso social = social progress.* promoción social = social advancement.* rechazado social = social outcast.* redes sociales = social networking.* reintegración social = social reintegration.* reunión social = social gathering.* riesgo social = social risk.* salón social = community room, drop-in lounge, community hall.* sátira social = social satire.* seguridad social = social security.* Seguridad Social Británica = National Health Service (NHS).* seguro social = social insurance.* servicio social = social service.* servicio social sustitutorio = community service.* servicios sociales = human services.* sistema social = social system.* social demócrata = social democratic.* tejido social, el = social web, the, fabric of society, the.* tendencia social = social trend.* urbanización de viviendas sociales = council estate.* velada social = social evening.* vivienda social = council tenancy, council house.* web social, la = social web, the.* * *1)a) <problemas/clase/lucha> sociallas reivindicaciones sociales de los trabajadores — the workers' demands for improvements in social conditions
b) <reunión/compromiso> social2) (Fin) company (before n)* * *= social, societal, socialising [socializing, -USA], socialised [socialized, -USA], gregarious.Ex: She has been a vital and energetic voice in the movement to increase the sensitivity and responsibility of libraries to social issues, as well as a first-rate cataloger.
Ex: A major concern of the journal will be the business, economic, legal, societal and technological relationships between information technology and information resource management.Ex: Thus teachers especially, because they have a captive audience, find themselves along with parents and a child's peers, one of a triumvirate of main socializing agents in a child's life.Ex: The client is rational and socialized and to a large extent determines self-destiny.Ex: The most popular activities are either those involving little physical effort (eg, listening to records), looking after the house & garden, or gregarious activities like going out for a drink.* acontecimiento social = community event, social.* actividad social = social activity.* acto social = networking event.* adaptación social = social adjustment.* agitación social = social upheaval.* aislamiento social = social isolation.* ansiedad social = social anxiety.* aprovechada de la asistencia social = welfare queen.* armonía social = social harmony.* asistencia social = social relief, welfare.* asistencia social para los mayores = elderly care, elder care [eldercare].* asistente social de barrio = community worker.* ayuda social = welfare benefits.* bienestar social = social welfare, welfare.* cambio social = social change, societal change.* capa social más distinguida, la = crust, the.* capital social = social capital.* causa social = social cause.* centro de asistencia social = welfare facility.* centro social = community centre, community hall.* centro social para veteranos de guerra = Veterans' centre.* ciencias sociales = social sciences, soft sciences, the.* club social = civic club.* cohesión social = social cohesion.* comentario social = social commentary.* complejo recreativo y social = leisure centre.* comportamiento social = social graces.* compromiso social = social engagement.* concertación social = social harmony.* conciencia social = social consciousness.* condiciones sociales = walks (of/in) life.* condición social = station in life.* conflictividad social = social unrest.* conflicto social = social conflict.* contrato social = social contract.* con una orientación social = socially-oriented.* convención social = social convention.* crítica social = social commentary.* cuestión social = social issue, societal issue.* cultura social = social culture.* debate social = public discourse.* derechos sociales = social rights.* descontento social = civil unrest, social unrest.* de una clase social superior = above + Posesivo + class.* diferencia social = social gap.* dimensión social = social dimension.* distancia social = social distance.* encuentro social = networking event.* enfermedad social = social disease.* entramado social, el = social web, the.* entre grupos sociales = intergroup.* equiparación social = social levelling.* escoria social de raza blanca = white trash.* espacio social = social space.* estatus social = class standing.* estratificación social = social stratification.* etiquetado social = social tagging.* evento social = social.* exclusión social = social exclusion.* fobia social = social anxiety.* grupo social = community group, social group.* hacer vida social = socialise [socialize, -USA].* inadaptación social = social maladjustment.* inadaptado social = social misfit.* incompetente social = geek, nerd, nerdy [nerdier -comp., nerdiest -sup.], geeky [geekier -comp., geekiest -sup.].* incorporación social = social inclusion.* Indice de Citas de las Ciencias Sociales (SSCI) = Social Sciences Citation Index (SSCI).* inepto social = nerdy [nerdier -comp., nerdiest -sup.], nerd, geek, geeky [geekier -comp., geekiest -sup.].* influencia social = social influence.* injusticia social = social injustice.* inserción social = social insertion.* interacción social = social interaction.* malestar social = civil unrest, social malaise, social unrest.* marginación social = social exclusion.* marginado social = social outcast.* mediación social = social mediation.* medios de comunicación social = mass media.* mejora social = social improvement.* memoria social = social memory.* nivelación social = social levelling.* política social = social policy.* posición social = social standing.* práctica social = meme.* presión social = social pressure.* prestación social sustitut = community service.* profesión de vocación social = caring profession.* programa social = social program(me).* progreso social = social progress.* promoción social = social advancement.* rechazado social = social outcast.* redes sociales = social networking.* reintegración social = social reintegration.* reunión social = social gathering.* riesgo social = social risk.* salón social = community room, drop-in lounge, community hall.* sátira social = social satire.* seguridad social = social security.* Seguridad Social Británica = National Health Service (NHS).* seguro social = social insurance.* servicio social = social service.* servicio social sustitutorio = community service.* servicios sociales = human services.* sistema social = social system.* social demócrata = social democratic.* tejido social, el = social web, the, fabric of society, the.* tendencia social = social trend.* urbanización de viviendas sociales = council estate.* velada social = social evening.* vivienda social = council tenancy, council house.* web social, la = social web, the.* * *A1 ‹cambio/problemas› social; ‹clase/lucha› sociallas reivindicaciones sociales de los trabajadores the workers' demands for improvements in social conditions2 ‹reunión/compromiso› socialnotas sociales or agenda social ( Period) society column/pages( Esp)undercover police officer* * *
social adjetivo
social
social adjetivo
1 social
2 Fin capital social, share capital
domicilio social, registered address
' social' also found in these entries:
Spanish:
agitación
- alta
- ambiente
- argot
- arribista
- asistencia
- asistente
- beneficio
- capital
- cartilla
- casta
- círculo
- clase
- condición
- conflictividad
- convulsión
- cotizar
- cotización
- entorno
- específica
- específico
- estratificación
- extracción
- FSE
- humildad
- humilde
- imponerse
- INSERSO
- insumisa
- insumiso
- malestar
- movimiento
- nivel
- orientarse
- rango
- retirarse
- seguridad
- señor
- situarse
- socialdemócrata
- SS
- tertuliana
- tertuliano
- tratar
- trepa
- advenedizo
- aportar
- aporte
- bien
- bienestar
English:
antisocial
- atmosphere
- benefit
- caring professions
- civil
- class
- climber
- community centre
- dinner
- enhance
- health service
- inbred
- institution
- Ivy League
- ladder
- lounge
- misfit
- National Insurance
- NHS
- pecking order
- position
- rise
- rising
- share capital
- skill
- social
- social climber
- Social Democrat
- social insurance
- social sciences
- social security
- social services
- social welfare
- social worker
- socialize
- socializing
- standing
- station
- unrest
- village hall
- visitor
- walk
- welfare
- welfare centre
- welfare worker
- ASBO
- barbecue
- bee
- claim
- code
* * *social adj1. [clase, organización, lucha] social2. [vida, actividad] socialsede social headquarters, head office* * *adj social* * *social adj: social♦ socialmente adv* * *social adj social -
5 moral hazard
•• * Первоначально термин moral hazard применялся в страховом деле. Так он отражен в словаре American Heritage Dictionary, который определяет moral hazard как a risk to an insurance company resulting from uncertainty about the honesty of the insured. Перевод напрашивается – риск недобросовестности ( недобросовестного поведения застрахованного лица). Но в последнее время этот термин употребляется гораздо шире – и его расширительное значение не вполне понятно даже подготовленным англоязычным читателям. Так, после обсуждения в одном из форумов в Интернете один из участников сделал вывод: It appears insurance companies use the phrase “ moral hazard” in a more specific way than professional economists do. Добавлю от себя, что такое словоупотребление особенно характерно для крайних либералов-рыночников. Пример из доклада Cato Institute – ведущего «мозгового центра» этого направления:
•• The U.S. government’s regular practice of extending guarantees to certain countries experiencing financial difficulties <...> sends a message to investors, both foreign and domestic, that they can invest with little fear of a total loss. <...> That situation is analogous to the moral hazard created by federal deposit insurance. Depositors do not scrutinize banks’ financial strengths and weaknesses because they bear no risk of a loss.
•• Должен заметить, что теоретиков, по-моему, явно «занесло». Я что-то плохо представляю себе, чтобы я и миллионы мне подобных стали изучать и сравнивать финансовые показатели, скажем, банков J.P. Morgan Chase и HSBC, прежде чем открывать там счет или сохранять уже имеющийся. Впрочем, принципиально в этой цитате другое – инвесторы (или вкладчики) в данном случае не обвиняются в недобросовестности (скорее – в некоторой беспечности, безответственности).
•• Аналогичный пример – высказывание ведущего научного сотрудника Hudson Institute:
•• A number of industries are trying to take advantage of extraordinary times, to get aid that runs counter to market principles. It creates a dangerous precedent and underscores the old moral hazard problem.
•• Речь здесь идет о «разлагающем эффекте», опасности привыкания к государственной поддержке. Экономисты разрабатывают предложения, направленные на противодействие этой тенденции:
•• The proposals are designed to help resolve the ‘moral hazard’ problem created by IMF bailouts. Bailouts encourage reckless lending, their critics allege, because lenders are led to believe that if things go wrong the IMF will rescue them. (Center for Economic Policy Research) (Bailout – экстренная финансовая помощь).
•• Здесь интересно помещение термина в кавычки и его объяснение для непосвященных.
•• Предлагаемый перевод – моральный риск – я считаю «условно адекватным», т.е. приемлемым с некоторыми оговорками. Поясню, что имеется в виду.
•• Если термин не слишком известен и не вполне понятен даже там, где он возник, то он вполне условен, и столь же условен – то есть не вполне понятен – может быть и его перевод. Проблема – «просветительская» и в стране происхождения термина, и в стране перевода. Переводчик, скажем, когда он имеет дело с документами финансовых или страховых учреждений, может воспользоваться калькой моральный риск, в случае необходимости пояснив, что речь идет о риске безответственного или, в зависимости от ситуации, недобросовестного финансового поведения (страхуемого лица, инвестора или должника). В итоге такой «просветительской работы» термин постепенно станет понятен большинству читателей.
•• Несколько иначе обстоит дело при переводе публицистики. Здесь совершенно необязательно придерживаться терминологичности, тем более сырой, несложившейся. Вот пример из передовой статьи в Wall Street Journal:
•• Wednesday night’s bailout of Long-Term Capital Management, a high-flying hedge fund, has the smell of $3.5 billion worth of moral hazard.
•• В переводе лучше обойтись без термина – взять быка за рога и заодно передать несколько высокомерно-назидательный тон статьи:
•• Принятое в среду вечером решение о предоставлении экстренной помощи в размере 3,5 миллиарда долларов небезызвестному хедж-фонду Long-Term Capital Management – это, судя по всему, не что иное, как приглашение к безответственности.
•• В перспективе термин моральный риск, видимо, войдет в общепринятый экономический лексикон и, возможно, не будет нуждаться в пояснениях. Так произошло, например, со словосочетанием политически корректный, укоренившимся именно в этом виде, хотя для перевода politically correct предлагались в свое время варианты и получше, например, общественно приемлемый (Г.В. Черновым в словаре Americana) и даже идеологически выдержанный (В. Ланчиковым в рецензии на этот словарь).
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6 moral hazard
а) в страховом деле - риск недобросовестности, недобросовестного поведения застрахованного лицаmoral hazard - a risk to an insurance company resulting from uncertainty about the honesty of the insured (American Heritage Dictionary).
б) в экономике - риске безответственного или, в зависимости от ситуации, недобросовестного финансового поведения (инвестора или должника); такое словоупотребление особенно характерно для крайних либералов-рыночниковThe U.S. government's regular practice of extending guarantees to certain countries experiencing financial difficulties […] sends a message to investors, both foreign and domestic, that they can invest with little fear of a total loss. […] That situation is analogous to the moral hazard created by federal deposit insurance. Depositors do not scrutinize banks' financial strengths and weaknesses because they bear no risk of a loss (из доклада Cato Institute).
A number of industries are trying to take advantage of extraordinary times, to get aid that runs counter to market principles. It creates a dangerous precedent and underscores the old moral hazard problem.
The proposals are designed to help resolve the 'moral hazard' problem created by IMF bailouts. Bailouts encourage reckless lending, their critics allege, because lenders are led to believe that if things go wrong the IMF will rescue them (Centre for Economic Policy Research).
Wednesday night's bailout of Long-Term Capital Management, a high-flying hedge fund, has the smell of $3.5 billion worth of moral hazard (из передовой статьи в Wall Street Journal). — Принятое в среду вечером решение о предоставлении экстренной помощи в размере 3,5 миллиарда долларов небезызвестному хедж-фонду Long-Term Capital Management – это, судя по всему, не что иное, как приглашение к безответственности.
The English annotation is below. (English-Russian) > moral hazard
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7 customer
сущ.1) марк. = consumer 1),ATTRIBUTES: average 2. 2), commercial 1. 1), core 2. 1), current 2. 2), dependable 2. 2), direct 1. 3), distant 1. 1), end 1. 1), external 1. 3), final 1. 3), industrial 1. 1), internal 1. 3), key 2. 1), loyal 1. 1), major 1. 2), potential 2. 1), profitable 1. 1), prospective 2. 2), regular 1. 2), repeat 3. 2), target 3. 2)
foreign ( international) customer — зарубежный клиент, международный клиент
customer-oriented approach — подход, ориентированный на потребителя
customer-oriented pricing — ценообразование, ориентированное на потребителя
Her best customer of wine, olive oil and tobacco was Germany. — Ее лучшим покупателем вина, оливкового масла и табака была Германия.
vendor’s customer — клиент продавца
cash-cow customer — "дойный" клиент
credit card customer — клиент, расплачивающийся кредитной картой
to lose a customer — потерять клиента [покупателя\]
to service [to serve\] customers — обслуживать покупателей [клиентов\]
Ant:higher-priority customer 1), lower-priority customer, customer loop 1), customers flow 2) queueing theorySee:advertising customer, average customer, business customer, cash customer, charge-account customer, cloning customers, commercial customer, core customer, credit customer, current customer, defaulting customer, dependable customer, direct customer, distant customer, end customer, established customer, exacting customer, external customer, final customer, first time customer, first-class customer, government customer, higher-priority customer 2), high-priority customer, impatient customer, industrial customer, institutional customer, internal customer, key customer, long-standing customer, lost customer, loyal customer, major customer, manufacturer's customer, marginal customer, minor customer, non-preferred customer, patient customer, potential customer, preferential customer, preferred customer, premium customer, primary customer, private label customer, profitable customer, prospective customer, registered customer, regular customer, repeat customer, residential customer, retail customer, return customer, secondary customer, separate customer, target customer, ultimate customer, wholesale customer, would-be customer, customer acceptance, customer account, customer accounting, customer advice, customer affairs, customer appeal, customer attitude, customer base, customer behaviour, customer benefit, customer bias, customer category, customer cloning, customer coalition, customer complaint, customer confusion, customer conviction, customer data, customer delight, customer demand, customer departmentalization, customer discrimination, customer dissatisfaction, customer engineer, customer environment, customer evaluation, customer excellence, customer feedback, customer file, customer flow, customer goodwill, customer group, customer information, customer inquiry, customer involvement, customer journal, customer knowledge, customer ledger, customer list, customer location, customer loop 2), customer loyalty, customer management, customer market, customer mix, customer perception, customer perspective, customer preferences, customer profile, customer profitability analysis, customer quality, customer rate, customer relations, customer relationships, customer research, customer response time, customer retention, customer satisfaction, customer segment, customer service, customer size, customer specialization, customer support, customer survey, customer targeting, customer transaction, customer value, customer's account, customer's man, customer's needs, customer's specifications, customers cloning, customers flow 1) create customers, support customers, class of customer, assignment of customers, at the customer's option, business to customer, business-to-customer, circle of customers, class of customer, cloning of customers, customer in service, customer of long standing, know your customer, receivables from customers, voice of the customer, American Customer Satisfaction Index, customer assurance program, customer buying process, customer credit risk, customer financing risk, customer holdover effect, customer's loan consent, customer's net debit balance, Healthcare Customer Service Associate, Know Your Customer Rule2) ТМО клиент, абонент, объект (люди, блоки данных, задания, требования, процессы, сообщения, программы, вызовы, стоящие в очереди на обслуживание к компонентам системы обслуживания; напр., касса, узел коммутации, процессор, программа)See:higher-priority customer 1), lower-priority customer, customer loop 1), customers flow 2) queueing theory
* * *
клиент: лицо, которое приобретает товары или услуги, берет что-либо в аренду (особенно на регулярной основе).* * *. . Словарь экономических терминов .* * *покупатель; заказчик -
8 legal
1) законна дія2) законний, легальний; заснований на законі; заснований на загальному праві, який регулюється загальним правом; легітимний; правовий; правознавчий; правомірний; правосудний; судовий; узаконений; юридичний•legal and administrative machinery for family support — правові і адміністративні заходи підтримки сім'ї
legal gap in protection afforded — прогалина у правовому захисті, що надається
- legal abortionlegal power to correct legal errors — надане законом право виправляти юридичні ( або судові) помилки
- legal abuse
- legal access
- legal accountability
- legal acquisition
- legal act
- legal action
- legal activities
- legal activities activity
- legal acts
- legal address
- legal administration
- legal advertisement
- legal advice
- legal advice bureau
- legal advice center
- legal advice centre
- legal advice office
- legal adviser
- legal advisor
- legal age
- legal agency
- legal agent
- legal aid
- legal aid agency
- legal aid bureau
- legal aid office
- legal aid order
- legal alien
- legal analogy
- legal analysis
- legal approach
- legal area
- legal argument
- legal arrest
- legal aspect
- legal assets
- legal assignment
- legal assistance
- legal assistant
- legal assumption
- legal author
- legal autonomy
- legal awareness
- legal bar
- legal barrier
- legal basis
- legal bill
- legal body
- legal bond
- legal boundary
- legal burden
- legal business
- legal cadres
- legal calendar
- legal capacity
- legal capital
- legal career
- legal case
- legal category
- legal cause
- legal certainty
- legal challenge
- legal changes
- legal charge
- legal check
- legal cheque
- legal circumstance
- legal citation
- legal claim
- legal closing time
- legal code
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См. также в других словарях:
American Risk and Insurance Association — A professional organization for academics and associates in the insurance industry. The American Risk and Insurance Association consists of carriers, scholars and individuals involved in the insurance industry in various capacities. Its purpose… … Investment dictionary
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